How is the mortgage switch calculated?

To calculate a mortgage switch from another bank to BBVA, you must: Select the type of mortgage (fixed or variable). Indicate the current mortgage's differential. Include the amount remaining to be paid for the mortgage you want to switch, as well as the outstanding payments. Select the mortgage holders for which the switch will be calculated. Add the monthly income of the mortgage holders.

Does the mortgage switch calculator also indicate the expenses of switching the mortgage?

In the BBVA mortgage switch calculator, you can see some of the expenses associated with the mortgage switch process, such as the property appraisal, in the section 'See terms and conditions and discounts'. The processing, notary and registration expenses derived from switching the mortgage that you transfer from another bank to BBVA are paid by the latter. Also, if your current bank charges you a fee for switching your mortgage to another bank, if you bring it to BBVA you will be able to finance it.

What is the next step after simulating the mortgage?

Once you finish simulating the payments of your fixed- or variable-rate mortgage and you send us your simulation, an adviser will analyze your case and offer you a personalized price based on your profile.

Can BBVA deny my mortgage application?

Yes, keep in mind that the approval of the mortgage requires authorization from BBVA.

Mortgage Switch calculator

Mortgage switching calculator

Answer these questions to use the switching lender calculator and simulate changing your mortgage to BBVA.

Would you like more information?

To calculate a mortgage switch from another bank to BBVA, you must:

Select the type of mortgage (fixed or variable).
Indicate the current mortgage's differential.
Include the amount remaining to be paid for the mortgage you want to switch, as well as the outstanding payments.
Select the mortgage holders for which the switch will be calculated.
Add the monthly income of the mortgage holders.