Welcome Negocios Account with no fees or conditions
Online bank account for self-employed workers with no account administration or maintenance fees, 0% NIR 0% APR (calculated assuming a daily positive balance for one year).
RISK LEVEL
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Welcome Business Account for self-employed professionals
The account to help you grow your self-employed business
Making it much easier and affordable to pursue your projects and grow as a professional
- No account or debit card conditions or fees.
- With a specialized adviser to guide you from day one.
- You will save up to €720 when you pay your self-employed worker's payment by direct debit.
Open it 100% online in just a few minutes. Only for new customers.
Through 12/31/2024
To save up to €720 gross on your self-employed worker's payment
We give you back €120/month for 6 months when you open your Welcome Business Account and direct deposit your self-employed worker's payment.
Use this code during the process:
To have more for less: Fee-Free Account for Self-Employed Workers
Your Self-employed Workers Account with no fees or conditions for managing your day-to-day operations.
With a fee-free Negocios Debit Card to manage your purchases and payments.
We will transfer your income deposited in other banks for free, so you don't waste any time.
And your adviser at your side from day one
From the moment you open your Bienvenida Negocios Account, you will have a dedicated account manager on hand to help you whenever you need it, provide advice, manage your day-to-day business, and answer any questions.
To start with more autonomy and fewer complications
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Charge your customers and run your business wherever you are.
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Financing with special conditions
If you need an initial boost, get financing with special conditions for the day-to-day running of your business. -
Up to 5% saving on fuel
When paying with your Tarjeta Negocios Debit Card at Repsol, Campsa, and Petronor gas stations. -
- Choose the day you want to charge your customers.
- Reduce administrative costs.
- Optimize recovery stocks.
- You will have punctual and detailed information of the refunds on the same day they are charged.
*Fuel promotion: Up to a 5% discount on fuel: Permanent 2% discount on fuel + 2% additional discount on Diesel e+ and Efitec 95 Neotech or + 3% additional discount on Diesel e+10 Neotech, Diesel Nexa 100% renewable and Efitec Nexa 100% renewable and Efitec 98 Neotech at Repsol, Campsa and Petronor service stations in the Solred network in Spain and Andorra. This discount will be shown on the Solred bill. Promotion offered by Repsol on Negocios Cards registered between 10/01/2024 and 11/30/2024. The additional discount will be applied until 12/31/2024. After 01/01/2025, the discount on fuel will be 2% at Repsol Group stations. Also, if you take out the Negocios Card before November 30, you'll save the issuance and maintenance fees forever. Promotion valid from October 1 to November 30, 2024. The card is subject to approval by BBVA.
With an app that adjusts to your business hours, whatever they are.
Do your banking at any time, anywhere.
Optimal and streamlined processes
Pay your bills, self-employed workers' contributions or taxes, make transfers... without going through the branch.
Manage your cards
Disable or enable your cards or your team's cards. Whatever happens, you'll have control.
Offer payments with Bizum
Customers can choose this fast, simple, and secure payment option with no transaction limit.
Limit expenses
For example, expenses for meals, material or trips. Customize the notification thresholds to suit your preferred amounts.
To move forward with tailored solutions
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Second Account
As a self-employed worker, you can have an additional account with no fees to better organize your finances or savings.Find out more -
Insurance for self-employed workers
Giving you more peace of mind in the event of sick leave or non-payments.Find out more -
Pension plans
Plan your future and the future of your business with our pension plans, and ensure your well-being.Find out more
This is the Negocios Account for self-employed workers with no fees or conditions
Open it 100% online and start being more autonomous
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Provide the information requested.
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Confirm your identity through a video call.
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Sign with the password we will send you.
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If everything is correct, your account will be ready to use.
Do you want to view the account documentation?
It is available in the FAQ section.
Some questions that may come up
It is important for you to know and understand the documents required to open this account. You can view them here:
IP Autónomos Bienvenida Account
You can view the list of the most representative services for a payment account here.
Autónomos Bienvenida Account
Become a BBVA customer