Entrepreneurship assistance to open up your business or company
We'll help you turn your idea into your own business or SME
- We are your financial partner, and we will guide you through every step of starting your business.
- You'll also get the experience of a bank that has already guided thousands of entrepreneurs.
- Plus, in our Entrepreneurship Guide, we explain how you can set up your company step by step.
Create your business without worrying about paperwork
To ensure that starting a business doesn't dampen your entrepreneurial spirit, join BBVA, and you will receive specialized advice free of charge on how to set up your company. Also, you can save up to €720 gross by paying your taxes and/or social security contributions by direct debit in your new Empresas Bienvenida Account.
Valid for new companies in incorporation until 12/31/2024.
We'll work alongside you with specialized solutions to boost entrepreneurship
Aid and subsidies you can request for businesses and SMEs
Liquidity and financing solutions
Technology solutions and digital tools
Specialists by sector
Starting and opening your company is easier without fees
We'll show you other products you may need to open your company
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- Supplement your income when you're on sick leave from work.
- Know in advance how much you will receive.
- Additional benefit for hospitalization.
- Supplement your income when you're on sick leave from work.
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We'll help with your everyday business operations
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BBVA app Companies
The app that allows you to have your bank on your cell phone.
With the BBVA Empresas app, you can run your company's finances no matter where you are. -
BBVA My Business
The tool that helps you to easily keep track of your business's sales
With BBVA My Business, you can track sales, add other payment methods and apply for the Online POS Terminal Loan.
We'll bring you useful information on starting a business
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As part of the training program on How to create your online store in 10 steps, in this first webinar, we will explain the steps you have to take before creating an online store, as well as the first things to consider after launching it.
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As part of the training program on 'How to sell remotely in one week', in this first webinar, we will show you the steps to implement online sales in your business.
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In this Sharing Knowledge video, we explain how to protect yourself from business fraud, which is on the rise in these difficult times.
Guide to setting up your business step by step
Do you want to start a business and are not sure what admin you need to do?
At BBVA, we offer a guide with all the steps to creating your business from scratch.
We support your business in transitioning to a sustainable future in terms of energy
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Processing of grants and subsidies
We help you to apply for public aid for businesses through our partner Minsait (Indra).
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Financing of sustainable projects
With special conditions: NO commitment fee and with discounted interest rate for sustainable destination.
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Energy saving solutions
Initiatives that help your company be more efficient and sustainable, such as installing solar panels or different alternatives so you can have low-emission vehicles.
Are you a female entrepreneur looking for advice on financing?
Do you have a high-performance company?
Some questions that may come up before you set up a company
The purpose of this guide is to explain, step by step and simply, what the process is of starting a business, whether as a self-employed worker or by setting up a company.
The guide will also show you the admin required to set up your business, information on financing and grants available, and some tips on how to grow your business once you're up and running.
You can get answers to all your questions in our step-by-step guide.
If you already know that you are going to set up as a business, you need to know the administrative steps to follow:
- Write your articles of association.
- Apply for Certification stating that your business name is unique in the Companies Register
- Open a bank account solely for the company you are going to set up, and pay in the share capital contribution
- Register the company before a notary. Remember to have to hand the following documentation:
- Articles of association
- Certification stating that your business name is unique
- Bank certificate for the share capital deposit
- ID cards of the shareholders
- Get your provisional CIF (Tax ID).
- Set up your company with the Commercial Registry of your province. Without this, you cannot obtain full legal competency. If necessary, register with the Patent and Trademark Register.
- Once you have obtained all this, you must request a permanent VAT number.
A self-employed worker, you face a series of expenses in the course of your business: tools, fuel, travel expenses, rental of premises, mobile phone, etc. In short, all expenses that a self-employed worker must pay in the course of their business.
In order to deduct these expenses, you must provide corresponding invoices.