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    RISK LEVEL
    1/6

    This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

    BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

    Fee-free accounts for self-employed workers and companies

    An account for today's world. A bank for the future.

    Open the account that offers you day-to-day solutions and helps you keep moving forward, whatever your business.

    Zero fees on the usual services

    Create your business without worrying about paperwork

    To ensure that starting a business doesn't dampen your entrepreneurial spirit, join BBVA and, in partnership with Ayuda T Pymes, we'll provide you with specialized advice at no cost to help you create your company. Plus, you can save up to €720 gross by direct debiting your taxes and/or social security contributions.

    Valid for new companies in incorporation until 12/31/2024.

    I'm interested

    At your side, right from the start

    From day one you will have an adviser and a specialized team dedicated to you and your business to accompany you and solve all the doubts that may arise.

    Because you want a daily routine without unexpected events

    Get liquidity when you need it most

    Finance your most common payments, stay on top of your accounts, and get ahead of your invoice payments.

    Financing products

    Charge at your premises or from wherever you want

    Whatever your type of business, your customers will be able to pay easily, in installments, or in foreign currency if they need to.

    POS terminals and Dataphones

    Offer Bizum payments to your customers

    Fast and cardless, you can receive secure and unlimited payments regardless of the size of your business.

    Bizum and payment solutions

    Manage all your business matters with your cell phone

    You can consult, carry out and sign your transactions anywhere and through the App.

     

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    With solutions that allow you to grow and evolve

    Cover all your professional activity expenses

    With an annual credit limit that you can renew as needed.

    Credit account

    To start with the minimum and go to the maximum

    Rent and insure everything from your office equipment to a car to get around.

    Leasing and Renting

    Invest in machinery or upgrade your equipment whenever you want

    You can adjust the payment of your instalments according to the income your business has at any given time.

    Business Loan

    Make your products known worldwide

    Expand your business activity while you connect with companies in your sector abroad.

    Trade finance

    To ensure your peace of mind now and forever

    So that your well-being today...

    Have income if you are off sick, material and immaterial losses or possible non-payments.

    Self-employed and business insurance

    … is carried through into the future

    and if you are self-employed, enjoy a worry-free future, according to your needs, age and investment profile.

    Retirement plans

    Be part of a more sustainable future

    You can save and improve the energy efficiency of your business by installing solar panels or switching to an electric or hybrid vehicle. Our team of specialists will be at your side to advise you and help you with the change, whenever you need it.
    More information

    With all the tools at your disposal

    • Manage the day-to-day running of your business from your cell phone

      With information and tracking of your sales in real time.

    • Improve the experience of your customers and suppliers

      With innovative financial solutions to further enhance your business.

    • Make all your ideas and projects come true

      Advance in your projects step by step with all the information you need.