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    RISK LEVEL
    1/6

    This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

    BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

    Fee-free accounts for self-employed workers and companies

    An account for today's world. A bank for the future.

    Open the account that offers you day-to-day solutions and helps you keep moving forward, whatever your business.

    Zero fees on the usual services

    Start and open your own business step by step with BBVA

    If you want to start a business and have questions about the procedures, BBVA has all the information you need to open your business.

    We are your financial partner and will guide you through every step of your project.

     

    Find out more

    For your company

    Switch to a new bank and get a welcome account designed for companies. You will also have access to financing with special conditions.

    Fee-free accounts

    Become a customer with a fee-free account suited to your business.

    Opportunities for a greener future

    We have some ideas to save on your company's energy consumption.

    Next Generation EU Funds

    Funding for new sustainability, digitization, cohesion and equality projects. 

    BBVA Spark, the best ally for high-growth companies

    Start-up, scale-up, unicorn... it doesn't matter how you define yourself. Our specialists accompany you at every stage of the journey by offering you the solutions you need most.
    Discover our solutions
    Contact us

    For self-employed workers like you

    The online account for new self-employed customers with no fees or conditions. Enjoy it now with our exclusive promotions and your Negocios Debit Card, also with no fees or conditions.

    Do you want to save up to €720 on your self-employed worker's payment? Now, we'll reimburse you up to €120 a month for 6 months if you pay your bill by direct debit. How does it work?

    Your POS + Pass, now free of charge

    Get the payment solution and pass that best suits your business for free for the first 12 months. Take advantage now!

    Up to a 2% discount on fuel

    When paying with your Tarjeta Negocios Debit Card at Repsol, Campsa and Petronor gas stations. Until 06/30/2024.

    Financing with special conditions

    Boost your business with this unique financing opportunity for new customers.
    Do you want to get up to €720 gross?
    Become a customer and pay your self-employed worker's payment, your taxes and/or social security by direct debit from your account.
    Become a customer and pay your self-employed worker's payment, your taxes and/or social security by direct debit from your account.

    Enjoy this and much more