Commercial Discount
Easily get an advance on your payments
We will give you an advance on unexpired commercial credit that you hold with third parties, such as promissory notes or invoices:
- Collect payments early for up to 6 months.
- You choose the amount you need.
- With unique conditions for being a customer.
Become a customer and get special conditions
You will have all the advantages of the Commercial Discount, plus unique financing conditions. To get them, just sign up for a Bienvenida Account with no fees, online and in just a few minutes.
Only for new self-employed customers and companies with a turnover below 5 million euros a year.
Advantages of the Trade Discount
-
If a businessperson needs an advance on pending commercial credit their company has with third parties, we will give it to them. An advance that involves many advantages for businesses and companies.
- Liquidity. To benefit from an advance on the amount of sales already made and formalized through commercial bills.
- Finance. The habitual product for working capital financing.
- Speed. Get the discount processed and approved in a very short time.
- Convenience. The majority of companies have notes they can discount -these may be bills of exchange, promissory notes or ordinary bills and invoices.
Are you looking for another kind of financing for your business?
If this is not the product you were looking for, don't worry. We'll help you choose the one that best suits your needs with our financing adviser.
You might also be interested in
-
Guarantee your receivables and collect your outstanding invoices early with BBVA, and get liquidity.
-
A credit line for your business's usual payments with no activation cost.
- Finance payments to suppliers, taxes, payroll, social security or the collection on your bills.
- You only pay an availability fee for the money you use from your limit, which varies depending on the term or purpose for which you use it.
- No early repayment penalty.
-
- We will arrange to pay your suppliers on the exact date.
- If you do not have liquidity, you can finance the repayment in installments.
- Your suppliers will be able to request payment in advance.
Be a BBVA customer.
- At BBVA, we want to help you grow your business by offering the financing you need.
- We are working to make your life a little easier with our digital solutions.
- Our approach is based on transparency, clarity and responsibility.
Add your banks to the BBVA app
-
I have a company
-
I am a self-employed worker
Discover the BBVA Company Aggregator
Add and manage all your business bank accounts in one place.
Manage all your accounts, make better decisions, and save time for your business.
Your other banks
Add your other banks to the BBVA app.
View the status of your accounts, cards, recent transactions, pension plans, etc., with the BBVA app aggregation service.
