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    RISK LEVEL
    1/6

    This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

    BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

    Bienvenida Account for SMEs and self-employed workers

    An account for today's world. A bank for the future.

    The account you can use to start with no fees or conditions, save up to €720 and have the support of a specialist adviser from day one.

    Accounts designed with you in mind

    Choose the account that best suits your business
    • Bienvenida Business Account with no fees or conditions.
    • Bienvenida Negocios Account with no fees or conditions.
    For new self-employed customers and companies with a turnover of less than 5 million euros/year, valid until 12/31/2024. An account with no maintenance or administration fees. 0 % NIR, 0 % APR. No fee for transfers in the European Economic Area, or for issuance of payroll, nor for national checks in transactions through online banking or BBVA ATMs. Maximum bonus €120 gross each month for 6 months (if one month the maximum bonus is not reached, the remaining amount does not carry over or accumulate for the following months). Withholding: 19%. BBVA is not responsible for possible legal changes in tax matters. See terms and conditions at bbva.es