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    Organic Conversion Agropréstamo

    Financing for the conversion period from conventional to organic production.

    • Up to 15% of the turnover in the year prior to the start of the conversion, depending on the type of activity.
    • You can draw down the money at once or in several installments.

    How does it work?

    • The Organic Conversion Agropréstamo is an agricultural loan that helps you cover the costs of transitioning from conventional to organic production, and any potential shortfall between your income and expenses during that period. Its main features are:

      • The maximum amount is determined by your turnover in the year prior to the start of the conversion.
      • You will be able to draw down the principal once or several times. 
      • The conversion period will also be a grace period for the principal.

      The repayment period will be, in all cases, three years, starting from the end of the conversion period.

       

    What conditions do you have to meet?

    • In order to be eligible for the Organic Conversion Agropréstamo, your farm must be transitioning from conventional to organic. This is how it must appear in the public register of organic producers, which certifies that your production meets the requirements set by the European Union in order to be marketed as organic.

       

    Apply for the Organic Conversion Agropréstamo

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    • Offers extensive coverage to protect your farming operation against possible damages and accidents.

    • Account for self-employed workers

      Do you want to save up to €720 on your self-employed worker's payment? Now, we'll reimburse you up to €120 a month for 6 months if you pay your bill by direct debit. How does it work?

      Use this code when creating your bank account:

      Copy code AUTONOMO720

      And whatever your business or trade, you will have all the facilities to start or grow.

      • €0 account administration and maintenance fee, without conditions.
      • €0 for issue or maintenance of the Negocios Debit Card.
      • €0 for transfers via bbva.es, the BBVA app or at ATMs within the European Economic Area.
      • €0 for issue and cashing of checks.

      Also, with advantages such as financing with special conditions and/or Android POS terminal + POS Pass at no cost for the first 12 months. See terms and conditions.

      Only for new customers.

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    • Our approach is based on transparency, clarity and responsibility.

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    Financing subject to approval from Banco Bilbao Vizcaya Argentaria, S.A.
    Organic Conversion Agropréstamo
    Request information