Financing to cover cash flow needs, gaps between collections and payments, purchase stock, etc. Request an annual amount that you can use as needed, without providing proof of expenses and with no fees for cards, ordinary transfers or checks.
Financing
Do you want to give your business a boost? Enjoy our special terms for self-employed workers
- Get better terms on your financing by becoming a BBVA customer
- With the Negocios Bienvenida Account with no fees or conditions, to keep your finances under control at all times
Up to 04/30/2025
Do you want to save up to €720 on your self-employment social security contribution?
We make it easy for you at BBVA. To get back €120 a month for six months (€720 in total), all you have to do is:
- Open your Negocios Bienvenida Account and use this code during the process: Copy code AUTONOMO720
- Pay your self-employed worker's payment by direct debit.
Once you become a customer, you will get more advantageous financing terms
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Financing for your everyday life
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Financing to grow your business
Get personalized financing to purchase assets and get working capital for your company, such as specific financing for your production runs. You decide whether you want a fixed or variable interest rate.
When going on a road trip, you can save on fuel costs
Because we give you back up to 2% of the fuel you pay for with your Negocios Debit Card and at Repsol, Campsa and Petronor gas stations.* Now, with your Welcome Business Account, getting around will cost you less.
With the Negocios Bienvenida Account, your finances will be under control
When you become a customer, you will have an account and debit card, at no cost and with no fine print. And you will have an adviser assigned to you from day one.
You can also control your business transactions from the BBVA app: pay bills, make transfers, manage the card and much more.
Open it online in just a few minutes.
No fees, all benefits
Welcome Negocios Account with no fees or conditions
No account administration or maintenance fees, 0% NIR, 0% APR (calculated assuming a daily positive balance for one year).
*This document does not constitute a binding offer or recommendation from BBVA to take out the products and services described in it, nor does it replace or modify the pre-contractual and contractual documentation corresponding to these products and services. Formalization subject to prior analysis and approval by BBVA. BBVA may require additional securities as a requirement prior to these products being taken out.
*Permanent 2% discount on fuel when you use your Negocios Debit Card at Repsol, Campsa and Petronor service stations in the Solred network in Spain and Andorra. This discount will be shown on the Solred bill. The card is subject to approval by BBVA.