Does the debit card have an issuance and maintenance fee?

The Negocios Debit Card has no issuance or maintenance fee only for new self-employed customers who register with BBVA with the Bienvenida Negocios Account , provided they do not take out a second product. In this case, the product will be charged at the lower price at the time of contracting. The debit card issue and maintenance fee for the Negocios Debit Card is waived the first year. Starting the second year, this fee is €30. In any case, you can save this fee depending on the type of account associated with the card and the number of products you have with BBVA. More information

You will be charged a fee for withdrawing cash with your debit card at ATMs in the following cases: ATMs of the BBVA GROUP in Spain : 0%. ATMs of banks other than the BBVA Group in Spain: Fee by the ATM owner. ATMs located outside Spain : 4% (minimum €2.40).

Are there any other fees?

This card has additional fees if used in the following cases: Use of the card outside the Eurozone : 3%.

Who is the intermediary?

BBVA Broker, S.A. Correduría de Seguros y Reaseguros, registered in the Special Administrative Register of Insurance Brokers of the Directorate-General for Insurance and Pension Funds under reference J0599. Approved Public Liability Insurance. With sufficient financial capacity.

Who is the insurance provider?

BBVA Seguros, S.A. de Seguros y Reaseguros.

*Terms and conditions of the promotion

*Up to 5% discount on fuel: Permanent 2% discount on fuel + 2% additional discount on Diesel e+ and Efitec 95 Neotech or + 3% additional discount on Diesel e+10 Neotech, Diesel Nexa 100% renewable and Efitec Nexa 100% renewable and Efitec 98 Neotech at Repsol, Campsa and Petronor service stations in the Solred network in Spain and Andorra. This discount will be shown on the Solred bill. Promotion offered by Repsol on Negocios Cards registered between 10/01/2024 and 11/30/2024. The additional discount will be applied until 12/31/2024. After 01/01/2025, the discount on fuel will be 2% at Repsol Group stations. Also, if you take out the Negocios Card before November 30, you'll save the issuance and maintenance fees forever. Promotion valid from October 1 to November 30, 2024. The card is subject to approval by BBVA.

Negocios Debit Card

Streamline your company's payment management.

Up to 5% off on fuel* at Solred gas stations.
Detailed VAT invoice for payments made through Solred terminals.
Accident insurance and travel assistance.
And with a Welcome Account with no fees and, of course, no conditions.

How does it work?

The Negocios Debit Card lets you pay for purchases and withdraw cash at ATMs from the balance in your account.

Exclusive discounts and services

The Negocios Debit Card lets you:

Save up to 2% on fuel* at Repsol, Campsa and Petronor gas stations

Get a bill with a breakdown of VAT for every payment made on Solred terminals sent to your home address or view it at bbva.es.

MasterCard Connection Service.

See the coverage of the MasterCard Connection Service

Accident insurance, valid as long as you pay with the credit card.

See coverage

Travel Insurance, valid regardless of whether you pay with this visa card or not.

See coverage

Request the Negocios Debit Card

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Improve your employee card management

Integration with expense settlement and ERP tools

With Commercial Cards, a global solution from BBVA Pivot, you can manage your expenses with BBVA corporate cards more quickly and efficiently thanks to our integration with the leading tools on the market.

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Roadside assistance.

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You only pay an availability fee for the money you use from your limit, which varies depending on the term or purpose for which you use it.

No early repayment penalty.
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Add your other banks to the BBVA app.

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Why BBVA?

We have a network of 4,500 ATMs in Spain available for our customers.
We are working to make your life a little easier with our digital solutions.
We believe in doing things a transparent, clear and responsible way.

Negocios Debit Card

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Bienvenida Account for self-employed workers and companies

Negocios Debit Card