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    Agricultural loans and credits

    Facing new agricultural challenges together

    At BBVA, we offer specialized financing solutions for your agricultural or livestock operation so you can face the new agricultural challenges:

    • Efficient water use
    • Machinery upgrades
    • Monitoring your crops
    And if you are a cooperative member, you have special conditions that you can consult at your branch.

    We offer financing for your holding

    • The loan you need for your agricultural and livestock operations. Tailor the term and the interest rate. No commitment fee if you direct deposit the CAP with BBVA this year.

      *Product available for businesses with a turnover under 5 million euros

    • Renew you business' machinery with financing that adapts to your farming business' needs.

    • Get an advance of the grant by arranging for your CAP to be paid into your BBVA account. You can also request the whole amount.

      *Product available for businesses with a turnover under 5 million euros

    • We help you finance woody crop plantations and everything you need to install them, such as irrigation and trellis systems.

      Our offer is designed to suit the needs of each farmer, with payment periods of up to 15 years and the option of grace periods on the capital if the need is justified.

      Ask at your branch for more information.

    • Financing for you to make the investments required to modernize your irrigation systems: installation of localized irrigation, spray irrigation systems, fertigation equipment, irrigation water supply, among others,

      all in an effort to foster the digitization of your installations and contribute to water and energy saving in the management of crops.

      Ask at your branch for more information.

    • A credit line of up to €50,000 mainly aimed at the following: financing working capital, inventory and other movements related to your activity.

      You must be engaged in agriculture, livestock or forestry activity.

    • Spread out your investments to finance irrigation systems, land, machinery and construction.

      *Product available for businesses with a turnover under 5 million euros.

    • The 2023-2027 Portfolio Guarantee Centralized Management Financial Instrument (IFGC) is a support mechanism that provides a guarantee for financing viable agriculture, forestry and rural projects. 

      This loan can be combined with or provided independently of grants.

    • Financing for the conversion period from conventional to organic production.
      Sustainable product

    Here are some technological solutions for more sustainable operations