Representative example
Without direct payment of salary or pension Fixed 4.75% NIR (5% APR) |
With a salary or pension paid into your account Fixed 3.75% NIR (3.97% APR) |
|---|---|
| With paycheck or pension not direct deposited, fixed 4.75% NIR (5% APR)
Amount of the loan €10,000 |
With paycheck or pension direct deposited, fixed 3.75% NIR (3.97% APR)
Amount of the loan €10,000 |
| With paycheck or pension not direct deposited, fixed 4.75% NIR (5% APR)
Term 96 monthly payments |
With paycheck or pension direct deposited, fixed 3.75% NIR (3.97% APR)
Term 96 monthly payments |
| With paycheck or pension not direct deposited, fixed 4.75% NIR (5% APR)
Monthly installment €125.41 |
With paycheck or pension direct deposited, fixed 3.75% NIR (3.97% APR)
Monthly installment €120.73 |
| With paycheck or pension not direct deposited, fixed 4.75% NIR (5% APR)
Commitment fee €0 through July 7 |
With paycheck or pension direct deposited, fixed 3.75% NIR (3.97% APR)
Commitment fee €0 through July 7 |
| With paycheck or pension not direct deposited, fixed 4.75% NIR (5% APR)
Total amount debited €12,106.82 |
With paycheck or pension direct deposited, fixed 3.75% NIR (3.97% APR)
Total amount debited €11,657.64 |
When calculating the APR, €0.70 per month was applied for the monthly mailing of informational loan statements. This expense will only apply to customers who request the statement by postal mail. Does not apply to customers who receive their statement via digital channels.
Total or partial early repayment fee on the unpaid amount: 0.50% if the outstanding payment period does not exceed 12 months, and 1% otherwise.