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    • Financing
      See all the financing
      Loan for self-employed workers and companies Commercial Premises Mortgage Online POS Terminal Loan Leasing Click & Pay credit limit Multi-Purpose Financing Line Credit Account
      • Financing for non-customers
    • POS terminal
      See all POS terminals and dataphones
      Virtual POS Mobile POS terminal Android POS terminal POS terminals for the hospitality industry POS terminal for tourism and hotels POS terminal sales management POS terminal for stores
      • Search for POS terminal
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      See all our insurance policies
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      Experiences

      • Aggregation service

        If you're self-employed, you can now add your other banks to the BBVA app.

      • BBVA My Business

        Manage your everyday business operations with ease on your cell phone.

      • BBVA Company aggregator

        All your business bank accounts in the same place with the aggregation service.

      Bienvenida Account for self-employed workers and companies

      New bank, zero fees on the usual services. Whether you are self-employed, an SME or a company, a new bank has many advantages.
      More information
      Branches and ATMs
      Promotions and offers
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      Become a customer
      RISK LEVEL
      1/6

      This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

      BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

      Fee-Free Online Account

      Opening an Online Account has never been so profitable. You can earn up to €1,200!

      • Now you can earn up to €600 in your first year just by using your account, and if you bring your savings with you, we'll double it to €1,200!
      • You will have your card and account for €0, with no conditions.

      Enter this code when you open your account before 05/20/2026.

      Copy code PLAN1200

      How it works

      Become a BBVA customer
      Online Account
      In just a few minutes, only for new customers.

      At BBVA, savings are always with you

      Whether you are a potential customer or already a BBVA customer, you can take advantage of our benefits at any time.
      • BBVA Promotions

        Discover the bank's products and services with special conditions for becoming a customer.
      • Invite a Friend Plan

        Share BBVA with your friends to earn up to €660 every year. And they can get up to €450.
      • Offers and discounts

        Enjoy special prices on your favorite brands. Also, if you are not a customer, by registering with the app.

      If you are not yet a BBVA customer, take advantage of these offers for a limited time

      • Up to €1,200 and no fees, it's all upsides!

        Now you can get up to €600 during the first year just by using your account, and if you bring your savings too, we'll double it to €1,200!

        • Open your Fee-Free Online Account. Use this code during the process:
          Copy code PLAN1200
        • Bring your savings, your paycheck, or whatever you like. We can do it for you.
        • Use your account: Use your card to make purchases, pay your bills, and receive your paycheck, pension, or self-employment income to earn rewards.

        Valid through May 20, 2026, and for new customers only.

        See terms and conditions

        Become a BBVA customer
        More information
      • Want an extra €65 in your account?

        • If your children are between the ages of 3 and 17, open an Online Account for Minors for them.
        • Enter this code in the process:
          Copy code BECA65
        • Have your state or regional scholarship or grant deposited directly into your bank account.
        • We will give you €65 when you receive the scholarship or grant in your account..

        Offer valid through May 31, 2026

        See the legal terms and conditions

        Open your account
        More information
      • Your POS Terminal Plan at no cost for the first 12 months

        Now, take payments from your customers free of charge for the first year with a POS terminal that allows you to manage your business comprehensively no matter where you are, with your Negocios Bienvenida Account.

        Until 12/31/2026. Only for new self-employed customers.

        See terms and conditions

        Become a BBVA customer
        More information
      • Promotion

        If you are self-employed, save up to 2% on fuel

        Become a customer with the Welcome Negocios Account, and save on your trips when paying with the Negocios Debit Card at Repsol, Campus and Petronor gas stations.

        Up to a 2% discount!

        Become a BBVA customer
        More information
      • Get your loan quickly with no explanations necessary

        Need money now? We make it very easy for you at BBVA: your loan with no commitment fee and no need to open an account or direct deposit your paycheck. 

         

        I'm interested
        More information
      • Promotion

        BBVA Más Salud Insurance

        Get complete medical care with access to the Sanitas medical network. Includes hospitalization and surgical procedures. Medical insurance with custom coverage depending on your needs.

        Take out a policy by June 1, 2026, and get 50% off for the first three months of the policy.

        Calculate price
        More information
      • BBVA Allianz Auto Insurance

        Choose from our selection of 6 car insurance options. Enjoy roadside assistance, advantages at BBVA Allianz Excelentes garages, discounts on replacement vehicles and much more.
        Calculate price
        More information
      • BBVA Allianz Home Insurance

        Enjoy your home more without worries. 

        Choose between the Esencial, Más, Más Seguridad and Cobertura Total options.

        Calculate price
        More information
      • BBVA Allianz Home Insurance for tenants

        Enjoy your home more without worrying about anything.
        Calculate price
        More information
      • BBVA Pet Insurance

        Protect your pet as you would any other family member: medical assistance in the event of accident or illness.
        Calculate price
        More information

      Invite them with the Friend Plan

      If you have 10 friends, you've got a great plan!

      With the BBVA Friend Plan, you could get up to €660 and your friends up to €450. Just think of all the things you could do together!
      Join the plan
      How does the Plan Amigo work?

      Do you want to pay less on the best brands? See our discounts

      • 30% discount

        Get 30% off your tickets and enjoy the best works of modern and contemporary art. 

        Online or in person

        See Moco Museum discounts
      • 10% discount

        Find the best destination for you with the Train + Parador package with a 10% discount.

        Make your booking: Train ticket with the Renfe AVE trains + stay at a Paradores hotel with Viajes Reina.

        Online

        See discounts at Viajes Reina (Renfe)
      • 15% discount

        Small household appliances make life easier for us. Now you can get yours at the best price and with free shipping if your purchase is over €30. 

        Access the promotion from your cell phone at bbva.es or in the app.

        Online

        See Rowenta discounts
      • Up to 50%

        Find household appliances and equipment from brands such as Tefal, Rowenta or Moulinex at half price. And some products like kitchen robots have an additional 15% off! 

        Access the promotion from your cell phone at bbva.es or in the app.

        Classroom

        See Home&Cook discounts
      • 20% off

        Find your small household appliance with the guarantee and quality of a top brand. And now, with this discount.

        Access the promotion from your cell phone at bbva.es or in the app.

        Online

        See Philips discounts
      • 15% discount

        Enjoy a tasty pizza made to your liking, with your favorite ingredients. This discount is valid both in the restaurant and for takeout. 

        Access the promotion from your cell phone at bbva.es or in the app.

        Classroom

        See Papa John's discounts
      • Domino's Pizza logo

        Deal on a medium pizza

        Craving pizza? Pick up your medium pizza for just €6 or get 2 delivered for just €17. Offer good from Monday to Friday.

        Check out the promotion on your phone at bbva.es or in the app.

        Online

         

        See Domino's Pizza discounts
      • 20% off

        At Merkal, you can find footwear for the whole family. Subscribe to the Club Merkal Family program to enjoy exclusive benefits and a 20% discount.

        Access the promotion from your cell phone at bbva.es or in the app.

        Online or in person

        See Merkal discounts
      • An 8% discount

        Enjoy a unique event that tells the history of Spain through various shows. Take advantage of this special price!

        Access the promotion from your cell phone at bbva.es or in the app.

        Online

        See Puy du Fou discounts
      • Up to 25% off

        Get discounts of up to 25% on accessories, laptops, monitors, printers and much more. It's time to take home the best premium technology at prices that will not be repeated.

        Access the promotion from your cell phone at bbva.es or in the app.

        Online

        See HP discounts
      • Special price

        Samsung offers BBVA customers the option to access an exclusive website. Smartphones, tablets, televisions, household appliances and much more with exclusive prices for BBVA customers.

        Access the promotion from your cell phone at bbva.es or in the app.

        Online

        See Samsung discounts

      Every month we feature new offers, don't miss them!

      • Leisure

        Discounted tickets for Grease, The Musical, Moco Museum and Puy du Fou.

         

        See discounts on leisure activities
      • Technology

        Direct discounts on electronic brands such as Lenovo, Samsung and HP.

         

        See discounts on technology
      • Restaurants

        Promotions at La mafia se sienta a la mesa, Domino's Pizza and Papa John's.

         

        See discounts on restaurants
      • Travel

        Special prices at Viajes Reina.

         

        See discounts on travel
      • Household appliances

        Direct discounts on Rowenta, Home & Cook, Philips and Balay products.
        See discounts on household appliances
      • Fashion

        Direct discounts at TotalSport, Merkal and Perfume's Club.

         

        See discounts on fashion

      Would you like to enjoy these discounts without being a customer?

      You just need to follow these steps:
      • Register in the BBVA app without obligation.
      • Select the offer in My promotions, from the app menu or from your cell phone at bbva.es.
      • Follow the instructions to start enjoying it.
      Register
      More information

      Selected as the best bank in 2025

      Awarded for Online Account and Salary Account

      This will help clear up any uncertainties

      Yes, you can benefit from all the discounts without having to become a customer. To do this, you have to create a username in the BBVA app.

      On the other hand, if you want to enjoy the offers of BBVA Products or the Friend Plan, you must first register as a customer.

      No. You can pay with the BBVA card or any other bank card. The only requirement is that you become a user of the BBVA app to access discounts.

      Yes, to enjoy BBVA Vacaciones discounts, you need to be a customer and pay with your debit or credit card.

      Brand discounts are only available on the BBVA app. On the other hand, you can access the offers of BBVA products and the Friend Plan from any device.

      Some discounts are only redeemable online, and others can be redeemed in physical stores and restaurants. In addition, you can search for the ones closest to you through the app.

      The discount will be activated when you complete the application and BBVA checks if it is eligible.
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