To avoid any surprises
Fixed Rate Mortgage
The peace of mind that comes from paying the same interest rate every month, with no increases.
BBVA mortgages: your home is closer than ever
Searching for a home can be time-consuming, but it can also be very exciting. With BBVA, you can track your mortgage application step by step from your cell phone, with your adviser available whenever you need.
First, find out how much we can loan you
Whether you're looking for a house or you've already found one, with Fast Track Mortgage we'll tell you the amount we can give you to buy it:
- No paperwork, you bring your official data with Cl@ve Móvil.
- In less than 8 working hours, we calculate an accurate and reliable amount.
- No strings attached and with no requirement to be a BBVA customer, you decide how to proceed.
We are with you throughout the process
Got it? You can choose your mortgage now
No commitment fee and no notary, management or registration fees. And a repayment period of up to 30 years.
Fund 100% with ICO Guarantee Facilities for first-time buyers
If you are under 36 years of age or have dependent children, you can obtain financing up to 100% of the appraised value or the purchase price (the lower of the two) to purchase your primary residence.
When you make your application, you will be able to process it in the app
Follow your mortgage application step by step from your cell phone in Espacio Hipoteca. Whether you are a customer or not, you can:
- View all stages of your application.
- Upload documents and speed up any outstanding processes.
- Talk to your adviser and resolve any doubts you may have.
To log in as a non-customer, you need to create a free username in just two steps.
If you have your mortgage with another bank, let's talk about it
Make a no-obligation switching lender simulation and see what conditions you could improve by bringing your mortgage to BBVA.
And once you have signed, we do not stop there
- To equip your new home: with discounts of up to 50% on major brands of household appliances and do-it-yourself products.
- To make your home more efficient: you can get financing to install solar panels or make a sustainable renovation.
- To boost your finances: with our Financial Health tools, you will be able to better manage your daily expenses and save more easily.
Rankia Award for the Best Fixed-Rate Mortgage of 2025
Rankia Awards 2025
Would you like more information?
A simulator gives you an estimate based on the data you provide. With Fast Track Mortgage, we analyze the official data that you bring from the Tax Agency and Social Security using Cl@ve Móvil. This allows us to tell you the amount we can give you. It's a real study, not an approximation.