Advances on unemployment benefits

BBVA will credit the corresponding amount to the applicant's account without any interest or fees. Only one advance payment request is allowed per customer until payments are received directly from SEPE.

• The maximum amount of the advance will be equivalent to the daily amount specified in the approval resolution for the respective unemployment benefit recognized by SEPE due to the situation caused by the flooding, multiplied by the number of days from the accrual start date stated in the resolution until the last day of the month preceding the month in which the resolution is approved. For these purposes, it should be noted that months are always considered to have 30 days.
• The amount corresponding to the current month's payment is not included in the advance, and will be paid as part of the usual SEPE payment at the beginning of the month (normally, on the 10th).
  

• Payment of the advance:
  • The deposit will be made by way of a transfer, the payer will be BBVA and the comments field will indicate "ANTICIPO PRESTACIÓN DESEMPLEO".
  • The deposit will be made as long as SEPE has sent BBVA information regarding your application request. Otherwise, the application will be saved and it will be verified daily until it is confirmed by SEPE.
    
• Cancellation of the advance:
  • The advance will be cancelled through an account charge, with the remark "CANCEL.ANTICIPO DESEMPLEO".
  • The advance will be cancelled on the same day that the monthly payment from SEPE is processed, usually on the 10th of the month. It will bear the remark "ABONO DEL INEM-PAGO DE DESEMPLEO." This cancellation is done automatically.

BBVA customers who have a benefit recognized by SEPE due to the situation resulting from the flooding that is pending payment.

The Public Employment Service informs you of this acknowledgment by way of a text message, email or postal letter, provided that said Service has received your contact details.

Once you receive the confirmation acknowledging the benefit, you can request the advance from BBVA, provided you have direct deposited the benefit in this bank.

If you have not received this confirmation because SEPE does not have your contact details, you can request the advance, but keep in mind you that it will not be paid until SEPE informs BBVA that the benefit has been certified.

The advance can be requested through your branch and Equipo Contigo advisers.

To contact the team of advisers, go to your Global Position at bbva.es or the BBVA app (using your login information) and click on "My adviser" in the upper menu to see your adviser's contact details.

The only document required is the Tax ID number.

The agreement signed will be valid until December 31, 2025.