Is there a minimum loan amount?

Yes, the minimum you can request €600.

Is there a maximum term?

The maximum repayment term is 24 months.

What if I request it and then don't need it?

You can withdraw from the loan within 14 calendar days after signing the contract. You also have to return the full amount as soon as possible (no later than 30 days), plus the interest accrued from the signing of the contract until the repayment date.

Next Generation Funds Advance Loan

Get 100% of the subsidy faster.
Don't wait, take advantage of potential opportunities.
You can apply if you have requested Next Generation funds, whether you have received them or are still waiting for an answer.

Speed up your project

Time is an important resource

When you apply for a public subsidy through the Next Generation European Funds, it may take a while for you to receive the money. We have designed this loan so you don't have to wait, or even know if you have been granted the funds.

How much does it cost?

The price is customized

Every project is different, so before giving you a price, we analyze your project and your needs. To give you an idea, here's an example with figures:

See example

What are the conditions?

Requirements
You only need:

Be self-employed or an SME.

An account at BBVA.

Have applied for a subsidy through the Next Generation funds. You don't need to have your fund request approved yet, just submitted.

Note that each case is studied separately and the financing is always subject to approval by the bank.