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    Find out your limit with BBVA

    This is not applying for a loan

    This is Discover Your Limit, a new digital loan experience for non-customers that will let you know how much we can loan you at BBVA.

    Also, we have now lowered the NIR%.

    Turn your project into reality with a personalized and responsible loan. You will only have to provide your personal details and connect your bank.

    If you're not a BBVA customer, finding out how much we can loan you is very easy:

    • Icon of a computer and a click

      With no paperwork and without going to the branch

      You will only have to provide your personal details and connect your usual bank to BBVA. 
    • Illustration of an accepted application

      We'll give you an answer in 8 working hours

      In approximately 8 business hours, we will let you know your financing limit. 

    • And with no commitments: you have the last word

      You decide whether or not to apply for the loan. If you decide to accept it, you won't have to go to a branch or open an account with BBVA.

    How does it work?

    • See how much financing we can offer you at BBVA

      Even if you are not a BBVA customer, you can request a personalized study to find out the maximum amount you can request at BBVA. 

      You will only have to provide personal details, such as your full name, DNI, date and country of birth, and connect your bank with BBVA so we can complete your personalized study in 8 business hours and offer you a limit that reflects your financial capacity. 

      Once we inform you of your financing limit, you can decide if you want to request it. If you end up applying for the loan and it's approved, the money will be deposited in your BBVA account instantly, or within 48 hours if the account is in another bank.

    Knowing your limit is that simple

      1. See the Find Out Your Limit experience.
      2. Provide your personal details and connect your banks to BBVA.
      3. When you receive our reply, you decide whether to apply for the loan or not.
      4. If you apply for the loan and it's approved, the money will be deposited in your BBVA account instantly, or within 48 hours if the account is in another bank.

    Find out your financing limit

    Find out your financing limit

    Illustration of sustainable funds

    At BBVA, we strive to offer you responsible financing

    Thanks to the Find Out Your Limit experience, we can help our customers make responsible financing decisions that are tailored to their personal situation. Help us take care of your financial health.

    Would you like more information?

    The interest rate of your loan will be 5.20% NIR / 5.326% APR if you direct deposit your paycheck or pension with BBVA when you request your loan.

    If you don't direct deposit your paycheck or pension with BBVA, the interest rate will be 6.20% NIR / 6.379% APR.

    Applying for a loan does not imply its approval by BBVA, nor does it mean it will be granted. BBVA may deny the loan once the circumstances specific to each case have been studied.

    *Now at 5.20% NIR and 5.326% APR when you direct deposit your paycheck. 6.20 % NIR and 6.379 % APR if you don't direct deposit your paycheck. Offer valid for online loans from January 13 to March 31, 2025, for up to €20,000 with a single borrower. The product is not available at BBVA branches.

    Financing subject to approval from Banco Bilbao Vizcaya Argentaria, S.A.

    Find out your financing limit