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      Aqua debit card

      A simple and secure debit card

      You will avoid risks online with our innovative protection.

      Apply

      A card that protects your money

      • If they can see your card, they can't see any personal numbers. Because they aren't printed, and you get a unique CVV code for each online purchase.
      • You will know right away if anyone uses your card. Because we will send you a notification anytime it's used, and if you see something suspicious, you can disable it from the app.
      Apply

      You can also use it with your cell phone

      You'll be able to pay in store or withdraw cash from ATMs using your cell phone or smartwatch, by adding it to BBVA Mobile Payment, Apple Pay, Google Pay or Samsung Wallet.

      Are you going to travel abroad? Turn your Aqua card into a travel card

      To avoid fees for using your card abroad, you can activate the Travel Pack from €2.99 per month from the app. When you return from your trip, disable it, and that's it. No penalties.

      What are the fees for this card?

      There is an issue and maintenance fee of €35 per year, but you can save on this fee depending on the type of account associated with the card and the products you hold with BBVA.

      Looking for a card like this one?

      A debit card to make payment in store and withdraw cash free of charge at over 4,500 BBVA ATMs.

      Apply

      Now that you know the important stuff, here are the details

      All the security benefits


      • If they look at it when you pay
        Nobody will see your details because the card has no printed numbers. Only you can see the important information on your card from the app.
        If you buy online

        Nobody can copy your data because the CVV code is dynamic. In other words, we give you a different code for each purchase.

        When you buy online, you just need to get the CVV code for that purchase from the app.

      • If you lose it
        You can turn it off from the BBVA app and turn it back on again when you find it. That way you will avoid unnecessary risks.
      • If someone else uses it
        You'll get a notification every time the card is used. That way, if something happens, you'll know so you can block it right away.
        If you're robbed at an ATM

        You will have ATM robbery insurance that covers:

        • Up to €600 per claim and card; and €1,200 per year and card.
        • Up to 15 minutes after you take out the cash.

        This insurance has a deductible of €30, payable when you receive the compensation.

      Are there any fees for ATM cash withdrawals?

      It depends on the ATM.

      • At BBVA ATMs
        There is no fee, 0%.
      • At ATMs of other banks
        There is a fee that is set by the other bank for using its ATM.
        Before you take out the money, the ATM will tell you the exact fee.
      • At ATMs outside Spain

        There is a fee of 4.5% (€3 minimum).

        Although if you activate the Travel Pack from the app, we will refund these fees.

      You now know everything about the Aqua debit card

      The perfect card to pay for your purchases easily and securely. Are you interested?

      Apply

      Do you have any queries?

      The CVV (Card Verification Value) code on the debit or credit card is used to verify that the person who owns the card is the one making the purchase. This code is usually printed on the back of the physical card.

      To add one more layer of security, all Aqua Cards feature a dynamic CVV. This code is generated with every online purchase and is only valid for 5 minutes. This way, your money is even more protected against potential fraud or cyberattacks.

      Just like you would any other card. Online stores like Amazon or Netflix let you enter your card details the first time you pay with it. Once you've entered the details, you don't have to re-enter a new CVV every time you make a purchase or pay for your subscription.

      A 3% fee will be applied to the equivalent amount in euros for any transactions you make outside the eurozone, based on the exchange rate in effect for the payment systems on the corresponding settlement date.

      Before withdrawing cash, the corresponding fees will always be displayed on the ATM screen.

      With a debit card, you pay for your purchases immediately with the money in your account.

      The credit card gives you a credit limit to buy now and pay when it's best for you: the following month, in installments or with a fixed monthly payment.

      The law requires us to give you this document with the pre-contractual information on the payment services of the Aqua debit card to help you better understand its terms so you can make an informed decision.

      It's also important to check the PSD2 European regulation on the security of credit card payments.

       

      Do you want to compare it with the other Aqua cards?

      Aqua Debit Card
      Apply
      Offer valid during current month
      1. Cards
      2. Aqua Debit Card
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