We help you in your search for mutual funds

There is no single answer to this question. In addition to the specific circumstances of each customer's situation, there are circumstances specific to the market. Good advice will help paint a clearer picture. We propose the personalized guidance provided by BBVA. 

Nobody has a crystal ball, but to compare investment funds you can use the BBVA simulator. The simulator takes into account factors such as the risk level you select, how long you're planning to invest the money, your initial contribution and how much you will pay in over time. Try changing the variables to see different results. And remember that the results will only be a simulation based on the past returns of the funds. 

Once everything is ready to open your investment fund, it's time to accept the contract and recommendation. Remember that you can always count on us to answer any questions you may have.

Yes, of course. Feel free to transfer your money between funds, as there are no tax costs or fees associated with the process. This is also useful if you subscribe a mutual fund and for whatever reason you think you have not chosen the right one. 

You should consider the risk as one more factor in your decisions, but don't worry if you're inexperienced. At BBVA, we know that each customer has their own needs, which is why we have prepared a personalized guide to advise customers choosing an investment fund. 

Whenever you want, you can log into the BBVA app or website to check the status of your investment. There you will also find the datasheet and key information on your fund. We will also send you updates on a regular basis.

Your money is not locked away. You can take it out of the fund whenever you want. Remember that the more you know about investment funds, the more confident you will be in your decision-making. And that you can always count on our support. 

Shareholders in an investment fund are only taxed when these shares are redeemed. A positive or negative yield is generated at this time that, for tax purposes, is regarded as a capital gain or loss, and as such is added to the savings tax base on your tax return. However, one of the major tax advantages of investment funds is that transfers between funds are tax exempt. In other words, if you move your investment from one fund to another, you do not have to pay any tax on the earnings obtained up until that date (referred to as unrealized gains).