Save with bank accounts for €0
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For whatever you want, free of charge
Fee-Free Online Account
- €0 for administration and maintenance of the account, without conditions.
- €0 for issuance and maintenance of the Aqua Debit Card.
Up to €1,060 with no fees—it's worth it!
You can get up to €760 during the first year just by using your account, and if you bring your savings too, you'll get up to €1,060!
+€400 for bringing your paycheck.
+€120 for using your card.
+€120 for using Bizum.
+€120 for direct debiting your bills.
+€300 up to €1,060 if you maintain a balance of more than €10,000.
Enter this code when you open your account by July 22, 2026.
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To fly with whomever you want
Fee-free Young Savers Account
- If you're between 18 and 29 years old, open your Youth Account for €0 and get two direct flights.
- You will be able to travel inside Europe or Morocco.
- You open the account yourself. Your companion does not have to be a BBVA account holder, customer, or between 18 and 29 years old.
- Plus, with your Aqua Card, you can withdraw cash fee-free while traveling, with no limit on the amount, anywhere in the world.
Enter this code when you open your account by 06/19/2026:
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To grow as a family
Online Account for Minors 0 to 17
- €0 for administration and maintenance of the account, without conditions.
- €0 for issuance and maintenance of the Aqua Debit Card.
- Adapted app and Bizum from the age of 12.
Want up to €60 to boost their savings?
If they are aged 0 to 11, we'll give them 10% of all the deposits made for 6 months.
Promotion valid until 07/27/2026.
Use this code when opening your account:
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To start making the most of your income
Fee-Free Salary Account
- €0 for administration and maintenance of the account, without conditions.
- €0 for issuance and maintenance of the Aqua Debit Card.
You can get up to €760 during the first year just by using your account and, if you bring your savings too, you'll get up to €1,060!
Enter this code when you open your account before 07/22/2026:
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To make progress towards your goals
Savings Pack: Online Account + Goals Account
- €0 account administration and maintenance fees, with no conditions.
- €0 for issuance and maintenance of the Aqua Debit Card.
- The BBVA app has automatic rules that make saving money effortless.
A bank account that's right for you?
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Accounts for self-employed workers and companies
If you have a business, you can start at BBVA easily and with zero fees on regular services.
Are you self-employed? You can get up to €1,060 if you direct debit your self-employment contributions and bills, use your card and Bizum, and maintain an account balance of more than €10,000 for one year.
Do you own a company? We'll pay you up to €720 for opening an Empresas Bienvenida Account and direct debiting your taxes and/or social security.
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Pago Básica Account
If you have a passport or red card, you can open an account to withdraw cash, pay bills, make deposits and transfers.
Whichever one, you can activate it instantly
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With advice
We will guide you in the app to unlock your checking account's full potential.
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Always in your hand
You have the bank in your cell phone to save, take out products and set up direct debits.
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Helping you with transfers
We'll bring what you have in other banks to BBVA, so you don't have to worry about anything.
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And experts available to help you
There is an expert team available, from the app or at one of our 1,800 branches.
And in your plans, we’ll do the numbers with you
The BBVA app for non-customers
Selected as the best bank in 2025
Get more from your bank
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Steps for opening a bank account
Te contamos cómo y dónde abrir una cuenta bancaria paso a paso y qué requisitos son necesarios para contratarla. -
Requirements for opening an account from bbva.es
We explain what you need to do to sign up as a BBVA customer online and open a bank account. -
Digital bank statement
Learn more about this option, which allows you to control your accounts and cards, wherever you are and whenever you need to.
