Find out the types of financing available with BBVA cards

You decide what best suits your needs.

Choose the best time to pay with BBVA debit and credit cards

You can finance the transactions you make with your credit and debit card. You decide whether to pay them all at once, or if you prefer to split the payment by choosing the payments that best suit your needs. Bear in mind that the payment splitting process accrues interest or fees.

Easily and quickly go to the app or bbva.es from your phone to calculate, view, modify and cancel all your payments in instalments without fees whenever you want.

Financing your purchases with a debit card

Did you know that you can defer your debit card purchases?

With debit cards, you can buy and pay instantly whatever you need, but you can also split the payment of a purchase you have made, if you need it at some point.

You can split your purchases over €50 into installments up to your allocated credit limit.

Use the app or go to bbva.es to calculate and choose the payments that best suit you or, if you prefer, access your instalments to change and cancel them at any time at no additional cost. We explain how to, by going to the product information.

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Financing your purchases with a credit card

Do you know all the financing options for your credit card purchases?

With credit cards, you can buy whatever you need and pay however suits you, with full flexibility. Choose the finance options available that best suits your needs.

You can calculate, view, change and cancel, for no fee, all your payments in instalments whenever you want, through the app or bbva.es.

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All BBVA credit card financing methods

Make a single payment for all your purchases

With the payment in full, you will be able to pay in one go and interest-free your monthly card bill for all the purchases you have made during the month.
Split the payment of your monthly bill

By dividing your monthly bill, you can pay for all your purchases made with your credit card in the month in several installments. You can choose the term you prefer, between 3 and 36 months.
Split a purchase

If you need to use your credit card at some point to defer the payment of a purchase. You can split all purchases from €50 into instalments from the app or bbva.es, up to the credit limit you have assigned, with a period between 3 and 36 months to make the payment.

Defer your purchases directly at the point of sale

With plazox, you can finance purchases from €60 or more in physical or online stores instantly. Choose the period that best suits you, between 3, 6, 9 or 12 months, when you pay.
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Deferred revolving payment

Use the deferred revolving payment to pay a fixed amount of your card spending every month. Bear in mind that, depending on your use of it and the instalment amounts you choose, interest, fees and other associated expenses will accrue.
You can calculate or change your monthly payment whenever you want, in the app or at bbva.es.